Stronger Benefits. Better Cash Flow. Higher Exit Value.

Through Optimal Benefit Advisors, we help employers add preventive-care benefits that can reduce payroll taxes, which improves EBITDA (earnings before interest, taxes, depreciation, and amortization), which supports valuation.

Potential outcomes depend on employer-specific eligibility, participation, plan design, and professional review.

Talk to Orion Visit Optimal Benefit Advisors

Why this matters for your exit

Payroll-tax savings
Recurring EBITDA improvement
Higher enterprise value at your multiple

Illustrative example only

125 W-2 employees, 75% enrollment, ~$61K–$111K estimated annual impact; at a 5x multiple, up to ~$557K in enterprise value.

These rounded estimates are illustrative, not a forecast. Actual payroll-tax impact depends on eligibility, participation, payroll structure, and plan design. Valuation assumes savings are sustained as recurring EBITDA and does not guarantee a sale price.

What the program is / isn't

Is

A supplemental preventive-care program under Section 125
Works alongside existing major medical
Includes virtual care, mental health support, and prescription coverage

Isn't

A replacement for health insurance
A cost shift to employees
Right for every employer

Where it fits in Plan · Prepare · Transition

Plan
Prepare
Transition

Savings need a track record before a buyer or valuation firm will credit them, so owners 1–5 years from a sale should start early.

Meet Ryan Leahy

Ryan Leahy

Founder, Optimal Benefit Advisors

Ryan Leahy brings nearly two decades of financial structuring experience to Optimal Benefit Advisors. As the owner of Leahy Lending in Austin and the founder of MORE Seller Financing, a platform operating in more than 40 states, he has built a career on finding creative, compliant ways to make the numbers work for the people he serves. At Optimal Benefit Advisors, Ryan applies that same discipline to employee benefits, helping employers add preventive-care programs that strengthen what they offer their teams while improving payroll-tax efficiency and cash flow. He is known for straight answers and for recommending what fits the client, even when that isn't his own product. Ryan holds the CMA, CDLP, and CMPS designations and is based in the Austin area.

Orion will introduce you to Ryan as part of your engagement.

Our review standard

Orion recommends every client's CPA and benefits counsel review the program's compliance documentation before implementation. Orion coordinates that review.

Talk to Orion

See if it fits your company

Optimal Benefit Advisors is an independent firm and a strategic partner of Orion Apex Solutions. Results vary based on eligibility, participation, payroll structure, and plan design. Tax treatment requires employer-specific legal, tax, and payroll review. Valuation estimates assume savings are sustained as recurring EBITDA and are not a guarantee of sale price. Orion Apex Solutions has compensation arrangements with some strategic partners; any that apply to your engagement will be disclosed before you commit.